In Anhui Fuyang, if the social security base is 12,900 yuan, the amount in the medical insurance card each month is mainly determined by the individual's contribution to medical insurance. The personal contribution rate for medical insurance in Fuyang is 2%, so the monthly amount contributed by the individual is 12900×2% = 258 yuan. This 258 yuan is the main part that goes into the individual's medical insurance card each month. Here's a more detailed breakdown:
- Personal contribution mechanism: As per the regulations in Fuyang, employees need to contribute 2% of their social security base towards medical insurance. This is a fixed percentage set to ensure individuals have access to medical benefits. Taking 12,900 yuan as the base, multiplying it by 2% gives us the exact amount the individual pays into the medical insurance system each month, which then accumulates in the medical insurance card for future medical expenses.
- Employer contribution and its relation: Although the employer also contributes a certain percentage (in some cases, around 6.4% - 8% as per different regulations), the employer's contribution mainly goes into the overall medical insurance fund pool. It is used for aspects such as overall medical expense reimbursement and system operation. It does not directly increase the amount in the individual's medical insurance card on a monthly basis like the individual contribution does.
- Influence on medical insurance card usage: The 258 yuan accumulated in the medical insurance card each month can be used for various medical expenses. For example, it can be used to pay for outpatient medical costs at designated medical institutions, purchase medications from pharmacies that are part of the medical insurance network, etc. This provides financial support for individuals in their daily medical needs.
In summary, if the social security base in Fuyang is 12,900 yuan, the individual's monthly contribution of 258 yuan forms the main part of the amount in the medical insurance card. This amount is crucial for individuals to cover their medical expenses, and understanding this mechanism helps people better manage their medical insurance benefits.
