In Anhui Huaibei, if the social security base is 9,600, the amount received is calculated based on multiple factors. Here's a breakdown:
- Pension Calculation:
- Basic Pension: The formula is . If we assume a contribution index of 1 (for simplicity, as the actual value varies by individual), and the upper - year local on - the - job worker's monthly average wage is (Upper - year local on - the - job worker’s monthly average wage×(+Personal average contribution index))÷×Contribution years×1%(which needs to be based on the local official data of Huaibei). For example, if the local average wage data shows x(hypothetical value), and the contribution years are 15 years, the basic pension part would be x=yuan.(×(+))÷××1%=
- Individual Account Pension: The formula is . The individual account storage amount is accumulated from the 8% of the contribution base that goes into the individual account over the years. If the contribution base is 9600, 8% of it is Individual account storage amount÷Calculation and payment monthsyuan per month. Over 15 years (180 months), the accumulated amount in the individual account is ×0.08=yuan. If retiring at 60 years old, the calculation and payment months are 139, then the individual account pension is ×=yuan. So the total monthly pension is approximately ÷≈994.53yuan. However, these calculations are based on assumptions, and the actual local average wage and contribution index will affect the result.+994.53=2044.53
- Medical Insurance Benefits:
- With a contribution base of 9600, the amount of medical insurance paid also determines the benefits. Usually, a certain percentage of the contribution is used for the establishment of the medical insurance individual account. For example, if the proportion for the individual account is 2% (this may vary according to local regulations), then the amount put into the individual account per month is yuan. This amount can be used for outpatient medical expenses, purchasing drugs in designated pharmacies, etc. When it comes to inpatient medical expenses, after meeting the deductible, the reimbursement ratio and amount are calculated according to local medical insurance policies, which are related to factors such as the level of the hospital, the type of medical expenses, and the scope of the drug list.×0.02=
- Unemployment Insurance:
- If unemployed, the amount of unemployment insurance benefits is related to the contribution base and contribution years. Generally, the longer the contribution years, the higher the benefit amount. Based on the contribution base of 9600, the specific calculation formula in Huaibei determines the amount of unemployment insurance premiums paid. After unemployment, according to local regulations, if the contribution years are 1 - 5 years, the unemployment insurance benefit period and amount are calculated in one way; if more than 5 years, it is calculated in another way. For example, if the contribution years are 3 years, and according to local regulations, the monthly unemployment insurance benefit is calculated as a certain percentage of the local minimum wage. If the local minimum wage is 1500 yuan, and the benefit is 60% of it, then the monthly unemployment insurance benefit is yuan.×0.6=
- Work - related Injury Insurance:
- Work - related injury insurance premiums are paid by the employer, and employees do not contribute. With a contribution base of 9600, the employer pays premiums according to different industry risk levels. In case of a work - related injury, employees can enjoy work - related injury insurance benefits, including medical expenses reimbursement for work - related injuries, disability allowances, etc. The specific amount of compensation is calculated according to the degree of work - related injury. For example, for a first - degree disability, the compensation amount is calculated based on local regulations and the contribution base - related factors, which may be a relatively large amount to cover the long - term care and loss of labor capacity of the injured.
- Maternity Insurance:
- Maternity insurance is also mainly paid by the employer. For female employees, when they give birth or have related maternity - related situations, they can enjoy maternity insurance benefits. This includes maternity leave allowances, which are calculated based on the contribution base. If the contribution base is 9600, and the maternity leave is 98 days (national standard, may vary slightly in different regions), the maternity leave allowance is calculated as yuan (assuming a simple daily calculation method, and actual calculations may be more complex according to local regulations).÷×=
In conclusion, the amount received with a social security base of 9600 in Huaibei varies for different types of social security. The above calculations are for reference only, and the actual amount is subject to local social security policies and specific individual contribution situations. It is recommended to consult the local social security department for accurate information.