In Hefei, Anhui, a social security base of 13,700 yuan falls within the upper-middle range. Here's what it means:
- Benchmark relative to average wage: Hefei's social security base is determined based on the average wage of urban employed persons in the whole province. As of 2024, the upper limit of the social security contribution base in the whole province is 21,133 yuan/month, and the lower limit is 4,227 yuan/month. A base of 13,700 yuan is lower than the upper limit, indicating that it is a value within the normal adjustment range, reflecting a relatively high income level of employees.
- Impact on contribution amount: Social security contributions = contribution base × contribution rate. For example, in terms of basic pension insurance, the unit contribution rate is 16%, and the individual contribution rate is 8%. If the contribution base is 13,700 yuan, the unit needs to contribute 13,700×16% = 2,192 yuan per month, and the individual needs to contribute 13,700×8% = 1,096 yuan per month. The higher contribution base leads to a higher contribution amount, which also means more benefits in the future.
- Influence on benefits:
- Pension: When calculating the pension, the contribution base is an important factor. A higher contribution base like 13,700 yuan will result in a higher pension replacement rate in the future, ensuring a more stable and comfortable old-age life.
- Medical insurance: For medical insurance, a higher contribution base may entitle employees to a higher reimbursement ceiling and better medical treatment options in some cases, providing stronger medical security.
In general, a social security base of 13,700 yuan in Hefei reflects a relatively high income level of employees, bringing corresponding higher contribution amounts and more generous future social security benefits. It is crucial for employees to understand the relationship between the contribution base and benefits to better plan for their social security participation.
