If your social security base in Jinhua, Zhejiang is 6,600 yuan, the amount you can receive mainly depends on the type of insurance. Here is a breakdown by different insurances:
- Pension Insurance:
- Basic Pension: The calculation formula is . However, without knowing information such as the average monthly wage of local employees in the previous year and your contribution years, we can't give an exact figure. But generally, the higher the contribution base (like 6,600 yuan here), the higher the resulting basic pension will be if other conditions remain the same.(Averagemonthlywageoflocalemployeesinthepreviousyear+Indexedaveragemonthlycontributionwageoftheindividual)÷×Totalcontributionyears×1%
- Personal Account Pension: It is calculated as . The personal account savings amount is accumulated based on your monthly contribution. With a base of 6,600 yuan, your monthly personal contribution to pension insurance is Personal account savings amount÷Number of months for pension calculationyuan (assuming the personal contribution rate is 8%). But again, without knowing the contribution years and retirement age (which determines the number of months for pension calculation, e.g., 139 months for retirement at 60 years old), we can't calculate the exact personal account pension.×8%=
- Medical Insurance:
- Medical Expense Reimbursement: The reimbursement amount during medical treatment is related to the local medical insurance reimbursement policy, including factors such as the reimbursement ratio for different levels of hospitals, deductible lines, and maximum reimbursement limits. The 6,600 - yuan base mainly affects the amount of money deposited into your personal medical account. Usually, the amount deposited into the personal medical account is calculated as (the company - transferred part varies by region). This money in the personal medical account can be used to pay for outpatient expenses, purchase medicines, etc.×(2%+Company - transferred part)
- Unemployment Insurance:
- The amount of unemployment benefits is generally related to the local minimum wage standard and your contribution years. The contribution base of 6,600 yuan doesn't directly determine the amount of unemployment benefits. However, a longer contribution period (which may be related to a relatively high - base contribution over time) usually leads to a longer duration and potentially higher amount of unemployment benefits. For example, if you meet the conditions for receiving unemployment benefits, the amount may be a certain percentage of the local minimum wage, such as 80% - 90% of the local minimum wage, and the payment period may range from a few months to more than a dozen months depending on your contribution years.
- Work - related Injury Insurance:
- Compensation for work - related injuries is mainly based on the degree of injury and the local work - related injury insurance compensation standard, and has little to do with the specific contribution base of 6,600 yuan. It is designed to provide compensation for employees who suffer work - related injuries in the workplace, covering medical expenses, disability allowances, etc.
- Maternity Insurance:
- Maternity allowances are usually calculated based on the average monthly wage of employees in the unit during the maternity leave period. If your unit's average wage is close to the 6,600 - yuan base you contribute, the maternity allowance calculation formula is . In addition, maternity insurance also covers maternity medical expenses, which are reimbursed according to local policies.Average monthly wage of the unit÷×Number of days of maternity leave
In general, calculating the exact amount that can be received with a social security base of 6,600 yuan in Jinhua, Zhejiang requires detailed information on various aspects such as contribution years, retirement age, and local policy - specific parameters. It is recommended to consult the local social security department for accurate calculations based on your personal situation.
want to know more details about a specific type of insurance or have other related questions, like how policy changes might affect these calculations, feel free to share.