成都医保缴费最新规定
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In 2025, the latest regulations for Chengdu medical insurance payment are as follows: For urban and rural residents' basic medical insurance, the government subsidy is 710 yuan per person per year. For individual contributions, adult residents can choose between two tiers: 400 yuan per person per year and 520 yuan per person per year. Student children (including college students) pay 400 yuan per person per year. The long - term care insurance for urban and rural residents in 2025 is collected together with the basic medical insurance for urban and rural residents. Adult residents need to pay an additional 25 yuan per person per year for long - term care insurance, while student children do not need to pay separately. As for the major illness medical mutual assistance supplementary insurance, adult residents can choose to participate voluntarily, with a payment standard of 433 yuan per person per year, and student children (including college students) can also choose to participate voluntarily, with a payment standard of 40 yuan per person per year. The centralized payment period is from the date of the notice's release to February 28, 2025.
- Payment Standard Details
- Urban and Rural Residents' Basic Medical Insurance
- Adult Residents:
- The government subsidy for each adult resident is 710 yuan per year. In terms of individual contributions, there are two tiers. The first tier is 400 yuan per person per year, and the second tier is 520 yuan per person per year. This two - tier system gives adult residents the flexibility to choose according to their economic situation and medical needs. For example, those with relatively lower medical expenses expectations may choose the 400 - yuan tier, while those who want more comprehensive medical security may opt for the 520 - yuan tier.
- Student Children (Including College Students):
- The government subsidy for student children is also 710 yuan per year. The individual contribution standard for them is a unified 400 yuan per person per year. This is mainly because student children generally have relatively more stable and concentrated medical needs in school - related medical services, and a unified standard simplifies the payment process.
- Long - Term Care Insurance
- Adult Residents:
- As it is combined with the basic medical insurance for collection, in addition to the basic medical insurance payment, adult residents need to pay an additional 25 yuan per person per year for long - term care insurance. This is to prepare for possible long - term care needs in the future, such as nursing care for the elderly with disabilities or chronic diseases.
- Student Children (Including College Students):
- They do not need to pay separately for long - term care insurance. The government subsidy for their long - term care insurance is 10 yuan per person per year. This is due to the relatively lower probability of long - term care needs for student children at their age.
- Major Illness Medical Mutual Assistance Supplementary Insurance
- Adult Residents:
- It is a voluntary - participation insurance. Adult residents who choose to participate need to pay 433 yuan per person per year. This insurance can provide additional financial support when facing major and serious illnesses, reducing the heavy financial burden on families.
- Student Children (Including College Students):
- Also voluntary. The payment standard for them to participate is 40 yuan per person per year. Although student children have a lower incidence of major diseases compared to adults, this supplementary insurance can still play a role in protecting them in case of unexpected serious illnesses.
- Payment Period
- The centralized payment period for Chengdu's 2025 urban and rural residents' basic medical insurance, long - term care insurance, and major illness medical mutual assistance supplementary insurance is from the date of the notice's release to February 28, 2025. It is very important for residents to pay within this period. Those who miss the centralized payment period may face some inconveniences, such as a waiting period for enjoying medical insurance benefits. For example, if a person pays after the centralized payment period, there may be a 90 - day waiting period before they can start enjoying the medical insurance benefits.
In conclusion, it is recommended that residents in Chengdu carefully understand these latest medical insurance payment regulations, choose the appropriate payment tier according to their own situations, and pay within the centralized payment period to ensure that they can enjoy the corresponding medical insurance benefits smoothly. If there are any questions, it is advisable to consult the local medical insurance department or relevant official channels.
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