In Fujian Quanzhou, a social security base of 19,800 yuan is a relatively high standard. Here's what it means:
- Upper limit indication: As of 2025, for many types of social insurance in Quanzhou, the upper limit of the payment base is set around 22,164 yuan. A base of 19,800 yuan is close to this upper limit. For example, in enterprise employee basic pension insurance, the upper limit of the payment base for employees is 22,164 yuan per month. This indicates that the income level of the person corresponding to this base is relatively high, close to the upper limit range recognized by the local social security department.
- High - income group correspondence: Generally, this base is applicable to employees with high - income jobs. For instance, employees in some high - end industries such as finance, high - tech, and senior management positions in large enterprises may have their social security bases calculated at this level. Their high monthly salaries, after being calculated according to relevant regulations, result in a social security base of 19,800 yuan.
- Impact on contributions: With a social security base of 19,800 yuan, both the individual and the employer will pay more social security contributions. For example, in pension insurance, if the individual payment ratio is 8%, the individual will pay 19,800×8% = 1584 yuan per month; if the employer's payment ratio is 16%, the employer will pay 19,800×16% = 3168 yuan per month. This also means that in the future, when enjoying social security benefits such as pensions, the individual is likely to receive relatively higher benefits.
In conclusion, a social security base of 19,800 yuan in Quanzhou reflects a high - income level and high - contribution standard, which is associated with more substantial social security benefits in the future.
