In Fuzhou, Fujian, when the social security base is 12,300 yuan, the monthly deduction amount varies for different social insurance types. The total monthly deduction for an employee is approximately 1,476 yuan. Here's a breakdown by individual insurance type:
- Endowment Insurance: Employees need to pay 8% of the base, which is yuan. This part is saved for employees' future retirement life and is an important source of pension income.×8%=
- Medical Insurance: The personal payment ratio is 2%, so the monthly payment is yuan. These funds are used to support employees' medical expenses, reducing the burden of medical treatment.×2%=
- Unemployment Insurance: The personal payment ratio is 0.5%, and the monthly payment is yuan. This is to provide a certain living guarantee for employees in case of unemployment.×0.5%=61.5
- Work-related Injury Insurance and Maternity Insurance: These two types of insurance are fully borne by the employer, and employees do not need to pay. The work-related injury insurance premium rate varies according to different industries, generally ranging from 0.2% to 1.9%. The maternity insurance premium rate is 0.7%, which is used to ensure employees' relevant benefits in case of work-related injuries and childbirth.
In summary, when the social security base in Fuzhou is 12,300 yuan, the total monthly social security deduction for employees is the sum of the above three items, which is approximately 1,476 yuan. It should be noted that social security policies may be adjusted, and it is recommended to pay attention to the latest local policies.
