In Lu'an, Anhui, a social security base of 9,100 yuan is considered a mid - to - high level standard within the local social security payment range. Here's a breakdown:
- Determination of the base
- The social security base in Lu'an is determined based on the average wage of the city's full - caliber urban unit employees. In 2024, the average wage of full - caliber urban unit employees in Anhui Province was 7,044.38 yuan per month. The upper limit of the personal monthly social security contribution base in the province was 21,133 yuan, and the lower limit was 4,227 yuan. A base of 9,100 yuan is well within this range but is relatively high compared to the lower limit.
- Proportion in the contribution range
- For employees, the social security contribution is calculated as a percentage of the contribution base. Generally, for urban employees, the contribution ratio for pension insurance is 8% for individuals and 16% for units; for medical insurance, the individual contribution ratio is about 2%, and the unit contribution ratio varies by region. Taking pension insurance as an example, if the contribution base is 9,100 yuan, the individual monthly pension insurance contribution is yuan, and the unit contribution is ×8%=yuan.×16%=
- Impact on future benefits
- A higher social security contribution base like 9,100 yuan will have a positive impact on future social security benefits. For example, in the case of pension insurance, the pension amount is related to the contribution base and the contribution years. The higher the contribution base, the more funds are accumulated in the personal pension account, and the higher the pension amount received after retirement. In terms of medical insurance, although the reimbursement ratio is mainly determined by the nature of the disease and the type of medical insurance, a higher contribution base may also be related to a higher maximum reimbursement amount in some cases.
In conclusion, a social security base of 9,100 yuan in Lu'an, Anhui, indicates a relatively high - level social security contribution, which is conducive to employees obtaining better social security benefits in the future. However, the specific situation may vary depending on different social security types and policy adjustments.
