In Anhui Suzhou, if the social security base is 14,200 yuan, the amount of pension received after retirement depends on multiple factors such as the number of years of contribution, the pension calculation base, and the retirement age. Generally, the pension consists of basic pension, personal account pension, and sometimes transitional pension (for those who started working before 1996). Here's a breakdown:
- Basic Pension: The formula is (Pension Calculation Base × (1 + Average Contribution Index)) ÷ 2 × Contribution Years × 1%. With a social security base of 14,200 yuan, it indicates a high contribution level. If the pension calculation base in Suzhou is assumed to be 7,842 yuan in 2024 (for example), and the average contribution index is high due to the high base, say 2 (as an example). If the contribution years are 30 years, then the basic pension = (7842 × (1 + 2)) ÷ 2 × 30 × 1% = 3528.9 yuan.
- Personal Account Pension: Calculated as Retirement Personal Account Accumulated Savings ÷ Calculation Months. The higher the social security base, the more money is deposited into the personal account each month. For instance, if the retirement age is 60 years old (with calculation months of 139), and after years of contributions with a base of 14,200 yuan, the personal account balance reaches 500,000 yuan (hypothetical), then the personal account pension = 500000 ÷ 139 ≈ 3597.12 yuan.
- Transitional Pension: Applicable to those who started working before 1996. The formula is Current Year's Pension Calculation Base × 视同 Contribution Index × 视同 Contribution Years × Transition Coefficient. The specific amount varies according to individual circumstances. For example, if a person has 10 years of 视同 contribution years before 1996, with a 视同 contribution index of 1.5 and a transition coefficient of 1.3%, and the pension calculation base is 7,842 yuan, then the transitional pension = 7842 × 1.5 × 10 × 1.3% = 1539.19 yuan.
In summary, if all the above conditions are met, the monthly pension = Basic Pension + Personal Account Pension + Transitional Pension = 3528.9 + 3597.12 + 1539.19 = 8665.21 yuan. However, please note that this is just an example for reference. The actual pension amount is subject to accurate data such as the real pension calculation base, contribution years, and personal account balance. It is recommended to consult the local social security department for detailed and accurate information.
