In Anhui Ma'anshan, a social security base of 12,700 yuan represents a relatively high - income level. Here's an in - depth look at this standard:
- Upper - limit related: As of 2024, the upper limit of the social insurance individual monthly payment base in Anhui Province is 21,133 yuan/month. A base of 12,700 yuan is lower than this upper limit. However, it is much higher than the lower limit of 4,227 yuan/month. It indicates that the income of the relevant insured person is in a relatively high range among the local employed population.
- Calculation of contributions:
- Pension insurance: If calculated according to the contribution rate, assuming the unit contribution rate is 22% and the individual contribution rate is 9%. For the unit, the monthly contribution amount is 12700×22% = 2794 yuan; for the individual, the monthly contribution amount is 12700×9% = 1143 yuan.
- Medical insurance: Suppose the unit contribution rate is 11% and the individual contribution rate is 2% plus an additional 3.3 yuan. The unit's monthly contribution amount is 12700×11% = 1397 yuan, and the individual's monthly contribution amount is 12700×2% + 3.3 = 254 + 3.3 = 257.3 yuan.
- Unemployment insurance: With a unit contribution rate of 1.1% and an individual contribution rate of 0.22%, the unit's monthly contribution amount is 12700×1.1% = 139.7 yuan, and the individual's monthly contribution amount is 12700×0.22% = 27.94 yuan.
- Work - related injury insurance: If the unit contribution rate is 0.55%, the unit's monthly contribution amount is 12700×0.55% = 69.85 yuan (individuals do not contribute).
- Maternity insurance: When the unit contribution rate is 0.88%, the unit's monthly contribution amount is 12700×0.88% = 111.76 yuan (individuals do not contribute).
- Reflects income level: Generally, the social security payment base is determined based on the average monthly wage of the insured person in the previous year. A social security base of 12,700 yuan means that the average monthly income of the insured person in the previous year was around 12,700 yuan. This income is relatively high in Ma'anshan, exceeding the average income level of most workers. It may correspond to employees in some high - income industries, such as certain high - tech industries, senior management positions in enterprises, or employees in well - paid professional fields.
In summary, a social security base of 12,700 yuan in Ma'anshan, Anhui, reflects a relatively high - income situation of the insured. Higher contributions also mean that in the future, when enjoying pension, medical and other social security benefits, the insured person may receive relatively more generous treatment.
