In Zhejiang Hangzhou, the social security contribution base is divided into different levels according to certain standards. The social security base of 15,500 yuan does not fall into a fixed and specific "file". Here's the detailed explanation:
- Social security base grade setting: Generally speaking, the social security base in Hangzhou is set with a minimum and a maximum. For example, in 2025, the minimum social security contribution base may be around 4,812 yuan (this data may change according to different years and policies), which is usually 60% of the local average wage of employees. The maximum base is around 24,930 yuan, which is 300% of the local average wage of employees. 15,500 yuan is between the minimum and maximum bases, but there is no such thing as a specific "file" like 60% file, 80% file, or 100% file.
- Determination principle: The social security base of employees is determined based on their own salary. If the employee's monthly salary is lower than the minimum base, the minimum base shall prevail; if it is higher than the maximum base, the maximum base shall prevail. If it is between the minimum and maximum bases, such as 15,500 yuan, it shall be calculated according to the actual salary. That is to say, if your monthly salary is 15,500 yuan, the social security base will be 15,500 yuan, which is used to calculate the amount of social security contributions.
- Calculation of contribution amount: Taking common social insurance types as an example, the contribution rate of endowment insurance is generally 20% for the unit and 8% for the individual; the contribution rate of medical insurance is 8% for the unit and 2% for the individual; the contribution rate of unemployment insurance is 2% for the unit and 1% for the individual; the contribution rate of work-related injury insurance is 1% for the unit and 0% for the individual; the contribution rate of maternity insurance is 1% for the unit and 0% for the individual. If the base is 15,500 yuan, for endowment insurance, the unit needs to pay 15,500×20% = 3,100 yuan per month, and the individual needs to pay 15,500×8% = 1,240 yuan per month. The calculation methods of other insurances are similar.
In short, the social security base of 15,500 yuan in Hangzhou is not a specific "file", but is determined according to the actual salary of employees. When calculating social security contributions, it is calculated according to the corresponding contribution rate based on this base. It should be noted that social security policies may be adjusted, and it is recommended to consult the local social security department for the latest and most accurate information.
