# 定义计算参数
average_salary = 11000 # 假设北京市上年度社会平均工资为11000元
payment_index = 1 # 假设平均缴费指数为1(即缴费基数与社平工资相同)
payment_years = 30 # 假设缴费年限为30年
personal_account_balance = 300000 # 假设个人账户余额为300000元
retirement_age = 60 # 假设退休年龄为60岁
issue_month = 139 # 60岁退休对应的计发月数
# 计算基础养老金
basic_pension = average_salary * (1 + payment_index) / 2 * payment_years * 0.01
# 计算个人账户养老金
personal_account_pension = personal_account_balance / issue_month
# 总养老金
total_pension = basic_pension + personal_account_pension
total_pension