In 2024, the social insurance premium base in Xiaogan, Hubei is divided into three levels. A premium base of 4500 yuan does not directly correspond to a specific level. Here's a breakdown:
- Overall Hierarchical Structure: The first level applies to Wuhan and provincial-level units, with a monthly standard of 7489 yuan; the second level applies to cities such as Huangshi and Shiyan, with a monthly standard of 6948 yuan; the third level applies to cities including Xiaogan, with a monthly standard of 6805 yuan.
- Flexible Employee Contribution Range: For flexible employees participating in enterprise 职工 basic endowment insurance, the contribution base is set at 60% - 300% of the local premium base standard. Taking the third - level standard of 6805 yuan in Xiaogan as an example, the corresponding contribution base ranges are as follows:
- 60% level: The monthly contribution base is 4083 yuan (6805×60%), and the monthly payment amount is 816.6 yuan (4083×20%).
- 70% level: The monthly contribution base is 4763.5 yuan (6805×70%), and the monthly payment amount is 952.7 yuan (4763.5×20%).
- 80% level: The monthly contribution base is 5444 yuan (6805×80%), and the monthly payment amount is 1088.8 yuan (5444×20%).
- 90% level: The monthly contribution base is 6124.5 yuan (6805×90%), and the monthly payment amount is 1224.9 yuan (6124.5×20%).
- 100% level: The monthly contribution base is 6805 yuan, and the monthly payment amount is 1361 yuan (6805×20%).
- 150% level: The monthly contribution base is 10207.5 yuan (6805×150%), and the monthly payment amount is 2041.5 yuan (10207.5×20%).
- 200% level: The monthly contribution base is 13610 yuan (6805×200%), and the monthly payment amount is 2722 yuan (13610×20%).
- 250% level: The monthly contribution base is 17012.5 yuan (6805×250%), and the monthly payment amount is 3402.5 yuan (17012.5×20%).
- 300% level: The monthly contribution base is 20415 yuan (6805×300%), and the monthly payment amount is 4083 yuan (20415×20%).
- Lower limit level: The monthly contribution base is 4007 yuan, and the monthly payment amount is 801.4 yuan (4007×20%).
If the premium base is 4500 yuan, it is close to the 70% - 80% level of the third - level standard in Xiaogan.
It should be noted that social security policies are subject to change. It is recommended to consult the local social security department or visit the official website of the local social security bureau for the latest and most accurate information.
