In Fujian Sanming, if the social security base is 8100, the amounts for different insurances are as follows:
- Pension Insurance:
- Company contribution: The company contribution rate is 16%. So the company's monthly contribution is ×16%= yuan. This part of the funds is mainly used to support the overall pension system, such as paying the pensions of current retirees.
- Personal contribution: The personal contribution rate is 8%. So the individual's monthly contribution is ×8%= yuan. These funds are deposited into the individual's pension account and will be used to calculate the individual's pension benefits in the future.
- Medical Insurance:
- Company contribution: The company contribution rate is 6.5%. So the company's monthly contribution is ×6.5%=526.5 yuan. This money is used to pay for employees' medical expenses, such as hospitalization expenses and outpatient reimbursement in accordance with relevant regulations.
- Personal contribution: The personal contribution rate is 2%. So the individual's monthly contribution is ×2%= yuan. Part of this money is used to establish the individual's medical personal account, which can be used to pay for some outpatient medications and small medical expenses.
- Unemployment Insurance:
- Company contribution: The company contribution rate is 0.5%. So the company's monthly contribution is ×0.5%=40.5 yuan. This is used to provide unemployment benefits to employees who lose their jobs under certain conditions.
- Personal contribution: The personal contribution rate is 0.5%. So the individual's monthly contribution is ×0.5%=40.5 yuan.
- Work - related Injury Insurance: The contribution rate is 0.7% and is fully borne by the company. So the company's monthly contribution is ×0.7%=56.7 yuan. This is used to provide compensation to employees in case of work - related injuries.
It should be noted that the above calculations are based on the given social security base of 8100 and the corresponding contribution rates in Sanming in 2025. The actual situation may be adjusted according to relevant policies. When calculating pension benefits, other factors such as contribution years and the pension calculation method of the local pension system also need to be considered.
should give you a clear idea of how much is contributed for each type of insurance. If you're interested in how these contributions specifically affect your long - term benefits like pension amounts, or if you want to know about potential policy changes that could impact these numbers, let me know and I can further elaborate.
