In Fujian Putian, if the social security base is 18,900 yuan, the amount paid by individuals varies for different social security types. For pension insurance, the individual contribution rate is 8%, so the monthly payment is 18900×8% = 1512 yuan; for medical insurance, with an individual contribution rate of 2%, the monthly payment is 18900×2% = 378 yuan; for unemployment insurance, at an individual contribution rate of 0.5%, the monthly payment is 18900×0.5% = 94.5 yuan. In total, the monthly social security payment for an individual with a base of 18,900 yuan is 1512 + 378 + 94.5 = 1984.5 yuan. Here's a breakdown:
- Pension Insurance: In Putian, the individual contribution rate for pension insurance is 8%. Given a social security base of 18,900 yuan, the calculation is 18900×8% = 1512 yuan. This portion goes into the individual pension account and is crucial for ensuring a stable income during retirement.
- Medical Insurance: The individual contribution rate for medical insurance is 2%. Based on a base of 18,900 yuan, the monthly payment is 18900×2% = 378 yuan. This helps individuals enjoy medical benefits, covering a portion of medical expenses when seeking medical treatment.
- Unemployment Insurance: The individual contribution rate for unemployment insurance is 0.5%. With a base of 18,900 yuan, the monthly payment is 18900×0.5% = 94.5 yuan. In case of unemployment, it provides certain financial support for a period.
- Other Insurance Types: For work - related injury insurance and maternity insurance, the individual does not need to contribute. Work - related injury insurance is fully borne by the employer to protect employees in case of work - related accidents, and maternity insurance has been integrated into medical insurance in Putian.
In conclusion, when the social security base in Putian is 18,900 yuan, an individual needs to pay 1984.5 yuan per month for social security, which is an important investment in one's future security. It's advisable to keep track of social security policies as they may be subject to change.
