In Fujian Putian, if the social security base is 12,300 yuan, the individual's deduction amount is calculated based on different insurance types and their respective contribution ratios. In general, for an employee, the total individual deduction is approximately 1,328.4 yuan per month. Here's a breakdown by insurance type:
- Endowment Insurance: The individual contribution ratio is 8%. So the amount deducted for endowment insurance is yuan.×8%=
- Medical Insurance: The individual contribution ratio is 2%. Thus, the amount deducted for medical insurance is yuan.×2%=
- Unemployment Insurance: The individual contribution ratio is 0.2%. So the amount deducted for unemployment insurance is yuan.×0.2%=24.6
- Work-related Injury Insurance and Maternity Insurance: Employees do not need to contribute to these two types of insurance, so the deduction amount is 0 yuan.
In conclusion, when the social security base in Putian, Fujian is 12,300 yuan, the total amount deducted from an individual's social security per month is the sum of the deductions for endowment, medical, and unemployment insurance, which is