In Fujian Putian, if the social security base is 7500, the amount in the medical insurance card each month consists of contributions from both the individual and the unit. Typically, the individual contribution rate for medical insurance is 2%, and the unit contribution rate is around 8% (rates may vary slightly in different situations). So, the individual contributes 7500×2% = 150 yuan per month, and the unit contributes 7500×8% = 600 yuan per month. In total, the amount in the medical insurance card per month is approximately 150 + 600 = 750 yuan.
Here's a breakdown:
- Individual contribution:
- As per the general medical insurance contribution policy in Putian, individuals need to contribute a certain percentage of their social security base to the medical insurance fund. With a 2% contribution rate, for a social security base of 7500, the individual pays 150 yuan every month. This part of the contribution goes towards the overall medical insurance system and also partially accumulates in the individual's medical insurance card for personal medical expenses.
- Unit contribution:
- Employers also bear a significant portion of the medical insurance contribution. Usually at a rate of around 8% of the employee's social security base. For an employee with a social security base of 7500, the unit contributes 600 yuan per month. Part of this contribution may be used for the overall pooling of the medical insurance fund, and a certain proportion may also be credited to the employee's medical insurance card, depending on local policies.
- Factors affecting the specific amount:
- Policy adjustments: Putian's medical insurance policies may be adjusted periodically. For example, changes in contribution rates, the scope of funds credited to the medical insurance card, etc. These adjustments can lead to changes in the monthly amount in the medical insurance card.
- Employee category: Different types of employees (such as regular employees, flexible - employed individuals) may have different contribution methods and amounts credited to the medical insurance card. The above calculation is mainly for regular employees in general situations.
In conclusion, when the social security base in Putian is 7500, the amount in the medical insurance card is approximately 750 yuan per month under normal circumstances. However, it is advisable to regularly check local medical insurance policy announcements and relevant information on the official channels of the local medical insurance department to ensure the accuracy of the amount in the medical insurance card.
