In Fujian Putian, if the social security base is 5400, the amount in the medical insurance card each month is affected by multiple factors. The amount in the medical insurance card each month consists of the personal contribution part and, in some cases, the employer contribution part allocated to the personal account (for employed individuals). For flexible - employed individuals, it mainly depends on their own contribution situation and relevant policies. Here's a breakdown:
- For employed individuals:
- Personal contribution: The personal contribution rate for medical insurance in Putian is generally 2% of the payment base. If the payment base is 5400 yuan, the personal contribution amount is yuan. This part of the money will be fully deposited into the personal medical insurance account.×2%=
- Employer contribution allocation: The employer contribution rate for medical insurance in Putian is around 8% (the specific rate may be adjusted according to policies). However, the proportion of the employer - paid part allocated to the personal account varies. Usually, for those under 45 years old, about 0.5% of the payment base is allocated to the personal account from the employer - paid part; for those 45 years old and above, it may be about 1% of the payment base.
- If under 45 years old: The amount allocated from the employer - paid part to the personal account is yuan. So the total amount in the medical insurance card each month is ×0.5%=yuan.+=
- If 45 years old and above: The amount allocated from the employer - paid part to the personal account is yuan. So the total amount in the medical insurance card each month is ×1%=yuan.+=
- For flexible - employed individuals:
- Since July 1, 2023, the monthly payment base for flexible - employed individuals to pay urban workers' basic medical insurance in Putian is uniformly adjusted to 60% of the average monthly salary of employees in all - caliber urban units in the province in the previous year. As of 2024, the monthly payment base for flexible - employed individuals is 4433 yuan. The payment rate is generally around 8.5% (including the proportion for the establishment of the overall fund and the personal account). The monthly payment amount is yuan. But not all of this amount goes into the personal account. Usually, the proportion of the amount going into the personal account for flexible - employed individuals is lower than that of employed individuals. Assuming that the proportion of the amount going into the personal account for flexible - employed individuals is 30% of the payment amount (this proportion is for reference only and may vary according to local policies), the amount going into the personal account each month is ×8.5%=376.805yuan. If the base is 5400 yuan, calculated according to the same proportion of the personal account establishment, first calculate the total payment amount 376.805×30%≈113.04yuan, and the amount going into the personal account is ×8.5%=yuan.×30%≈137.7
It should be noted that medical insurance policies may be adjusted according to local economic development, fund balance and other factors. It is recommended to consult the local medical insurance department or log in to the local medical insurance official website for the most accurate and up - to - date policy information.