If the social security base in Suzhou, Anhui is 19,300 yuan, the amount of personal contributions will vary depending on different insurance types. In general, for pension insurance, the personal contribution ratio is 8%, so the personal contribution amount is 19300×8% = 1544 yuan; for medical insurance, the personal contribution ratio is 2% + 3 yuan (outpatient surcharge), that is 19300×2% + 3 = 389 yuan; for unemployment insurance, the personal contribution ratio is 0.2%, and the personal contribution amount is 19300×0.2% = 38.6 yuan. As for work-related injury insurance and maternity insurance, individuals do not need to contribute.
Here's a breakdown by insurance type:
- Pension Insurance: The personal contribution ratio for pension insurance in Suzhou is 8%. With a base of 19,300 yuan, the amount is calculated as 19300×8% = 1544 yuan. This part of the contribution accumulates over time and is related to the pension amount received after retirement.
- Medical Insurance: The personal contribution ratio for medical insurance is 2% plus an additional 3 yuan for the outpatient surcharge. So it's 19300×2% + 3 = 389 yuan. This contribution helps individuals enjoy medical insurance benefits, including reimbursements for medical expenses.
- Unemployment Insurance: The personal contribution ratio for unemployment insurance is 0.2%. Based on a base of 19,300 yuan, the contribution amount is 19300×0.2% = 38.6 yuan. In case of unemployment under certain conditions, it provides a certain amount of living allowances.
- Work-related Injury Insurance: Workers do not need to contribute to work-related injury insurance. The employer is responsible for paying according to the industry's risk level, with a contribution ratio ranging from 0.2% - 1.9%. This insurance is designed to protect workers' rights and interests in case of work-related injuries.
- Maternity Insurance: Similarly, individuals do not contribute to maternity insurance. The employer pays at a rate of 1%. Maternity insurance provides benefits such as maternity allowances and medical expenses during childbirth for female employees.
In conclusion, when the social security base in Suzhou, Anhui is 19,300 yuan, the total personal contribution amount for pension, medical, and unemployment insurance is 1544 + 389 + 38.6 = 1971.6 yuan. It should be noted that social security policies may be adjusted, so it is recommended to follow the latest local policies for accurate information.
