In Anhui Chuzhou, if the social security base is 18,200 yuan, the amount of social security benefits mainly involves pension, medical insurance, etc. Here's a breakdown:
- Pension calculation:
- Basic pension: The formula is . Assuming the average monthly wage of on - the - job employees in Anhui Province in the previous year is (theaveragemonthlywageofon−the−jobemployeesintheprovinceinthepreviousyear+personalindex−linkedaveragemonthlycontributionwage)÷×contributionyears×1%yuan, and the contribution years is Ayears, and the personal index - linked average monthly contribution wage is calculated as (because the contribution base is ). The basic pension part is n. For example, if (A+)÷×n×1%and A=years, then the basic pension n=yuan.=(+)÷××1%=
- Personal account pension: The formula is personal account savings amount计发月数. The personal account savings amount is accumulated from personal contributions over the years. If the personal contribution rate is ÷, and assuming contributions for 8%years, the annual personal contribution is nyuan. The 计发 month number is related to the retirement age. For example, if retiring at 60 years old, the 计发 month number is 139. Suppose the personal account savings amount after 30 years of contribution is ×8%×yuan (S), then the personal account pension S=×8%××.=S÷
- Medical insurance:
- Employee contribution: If it is an enterprise employee, the personal contribution rate is generally of the contribution base. So the monthly medical insurance contribution is 2%yuan. The money in the personal medical insurance account is mainly used for outpatient medical expenses, purchase of drugs in pharmacies, etc.×2%=
- Unit contribution: For enterprises, the unit contribution rate is about (different for different types of units). The unit's monthly medical insurance contribution is 7%yuan. Part of the unit - contributed amount will be allocated to the overall medical insurance fund, which is used to reimburse employees' inpatient medical expenses and some special outpatient expenses. The reimbursement ratio and scope vary according to different medical situations and policies. For example, for some common diseases in the local first - level hospital, the inpatient reimbursement ratio may be around ×7%=after meeting the deductible.80%
In general, the amount of social security benefits obtained in Chuzhou with a social security base of 18,200 yuan is affected by many factors such as contribution years, retirement age, and specific policies. It is recommended to consult the local social security department for more accurate information.