The amount you can receive with a social security base of 15,700 in Anqing, Anhui, depends on several factors. In terms of pension, it involves calculations related to the base pension, personal account pension, and potentially transitional pension. For medical insurance, it is related to the reimbursement of medical expenses in different situations. Here are the details:
- Pension Calculation
- Basic Pension: The formula for calculating the basic pension is . The pension 计发基数 in Anqing is related to the local average wage of employees in the whole - caliber urban unit. However, the average contribution index and contribution years are personal - specific. For example, if the contribution years are 30 years and assume the average contribution index is 1 (for simplicity), and if the local pension 计发基数 is Pbasic=PeˋR◯¡a˚a˚ºæ°×(+average contribution index)÷×contribution years×1%yuan, the basic pension part is Xyuan.X×(+)÷××1%=0.3X
- Personal Account Pension: The personal account pension . With a social security base of 15,700, the amount of personal contribution to the pension account each month is Ppersonal=eˋR◯¡a˚ææ°total amount in personal accountyuan. Over the years, considering interest, the total amount in the personal account will accumulate. The 计发月 number is related to the retirement age. For example, if retiring at 60 years old, the 计发 month number is 139.×8%=
- Transitional Pension: If there are years of 视同缴费 (deemed contribution years), a transitional pension will be calculated. The formula for the transitional pension also involves factors such as the local average wage, the average contribution index, and the number of deemed contribution years.
- Medical Insurance Reimbursement
- In - patient Reimbursement:
- For First - level Hospitals: If you are an active - duty employee, the deductible line is 300 yuan, and the reimbursement ratio is 93%. For example, if the policy - compliant medical expenses within the medical insurance directory are 15,700 yuan, the reimbursement amount yuan. If you are a retiree, the deductible line is also 300 yuan, and the reimbursement ratio is 96%, then the reimbursement amount A=(−)×93%=yuan.A=(−)×96%=
- For Second - level Hospitals: For active - duty employees, the deductible line is 600 yuan, and the reimbursement ratio is 88%. The reimbursement amount yuan. For retirees, the deductible line is 600 yuan, and the reimbursement ratio is 91%, so the reimbursement amount A=(−)×88%=yuan.A=(−)×91%=
- For Third - level Hospitals: For active - duty employees, the deductible line is 1000 yuan, and the reimbursement ratio is 86%. The reimbursement amount yuan. For retirees, the deductible line is 1000 yuan, and the reimbursement ratio is 89%, then the reimbursement amount A=(−)×86%=yuan.A=(−)×89%=
- If Going to a Hospital Outside the City:
- With Regular Referral: The deductible line and reimbursement ratio will change. For example, if going to a third - level hospital outside the city with regular referral, for active - duty employees, the deductible line may be 2000 yuan, and the reimbursement ratio may be 76%. The reimbursement amount yuan. For retirees, the deductible line is 2000 yuan, and the reimbursement ratio is 79%, so the reimbursement amount A=(−)×76%=yuan.A=(−)×79%=
- Without Referral: The reimbursement ratio will be even lower. For example, for active - duty employees going to a third - level hospital outside the city without referral, the deductible line is 2000 yuan, and the reimbursement ratio is 66%. The reimbursement amount yuan.A=(−)×66%=
In general, calculating the amount received from a social security base of 15,700 in Anqing, Anhui, requires considering multiple aspects such as pension and medical insurance. The specific amount varies according to personal circumstances such as contribution years, retirement age, and medical treatment situations.
