In Zhejiang Zhoushan, if the social security base is 18,400 yuan, the amount in the medical insurance card each month is mainly composed of two parts: the personal contribution and the employer's contribution allocated to the individual account.
- Personal contribution:
- The personal contribution rate for medical insurance in Zhoushan is generally 2% of the social security base.
- So, the personal contribution amount is yuan. This part of the money will be directly deposited into the individual's medical insurance card account every month.×2%=
- Employer's contribution allocated to the individual account:
- The employer's contribution rate for medical insurance in Zhoushan is around 6.5% (the rate may be adjusted according to relevant regulations).
- However, not all of the employer's contribution goes into the individual account. The proportion allocated to the individual account varies by region and policy. Assuming a certain proportion, for example, if 30% of the employer's contribution is allocated to the individual account.
- First, calculate the employer's total medical insurance contribution: yuan.×6.5%=
- Then, the amount allocated from the employer's contribution to the individual account is yuan.×30%=358.8
- Total amount in the medical insurance card each month:
- Add the personal contribution and the amount allocated from the employer's contribution to the individual account.
- The total amount is yuan.+358.8=726.8
It should be noted that the actual amount in the medical insurance card may vary slightly due to differences in local policies and the specific calculation method of the employer's contribution allocation. It is recommended to consult the local social security department for the most accurate information.
