In Zhejiang Quzhou, if the social security base is 17,900 yuan, the amount in the medical insurance card each month is calculated based on the contribution rate of the medical insurance. The monthly amount in the medical insurance card is approximately 358 yuan (17900×2%). Here's a breakdown:
- Personal contribution rate for medical insurance: In Quzhou, the personal contribution rate for medical insurance is 2% of the social security base. So for a social security base of 17,900 yuan, the monthly personal contribution to medical insurance is 17900×2% = 358 yuan. This part of the money is directly credited to the personal medical insurance card account, which can be used for expenses such as seeing a doctor in designated hospitals and purchasing medicines in designated pharmacies.
- Unit contribution: The unit contribution rate for medical insurance in Quzhou is 9.5% of the social security base. For a base of 17,900 yuan, the unit contributes 17900×9.5% = 1700.5 yuan per month. However, most of the unit - contributed amount goes into the overall medical insurance fund for purposes such as reimbursement of hospitalization expenses for all insured employees, and only a small part may be related to the personal medical insurance card account in some special cases, but not directly in the same way as the personal contribution.
It should be noted that the specific amount in the medical insurance card may be affected by policy adjustments. It is recommended to regularly check the balance of the medical insurance card through official channels such as the local social security department's official website or service hotline to ensure the accuracy of personal medical insurance information.
