In 2024, the upper limit of the social security contribution base in Suqian, Jiangsu is 24,396 yuan, and the lower limit is 4,879 yuan. The social security base of 6,400 yuan is within this range and is a standard applicable to individuals with corresponding income levels. Here's a breakdown:
- Determination basis: The social security contribution base is determined based on a certain percentage of the average salary of employees in the region. In Jiangsu, it is calculated according to the average salary of urban non-private unit employees and urban private unit employees in the province. The base of 6,400 yuan is likely calculated based on the income situation of relevant individuals within this statistical scope.
- Applicable group: For employees, if their monthly average salary in the previous year is around 6,400 yuan, this amount will be used as the social security contribution base. For example, if an employee's income is stable and the average monthly income in the previous year is close to this value, the social security contribution will be calculated based on this base.
- Contribution amount: With a social security base of 6,400 yuan, the contribution amounts for different social insurance types will vary. For basic pension insurance, the contribution rate for employees is generally a certain percentage (such as 8% in some cases), so the individual's monthly pension insurance contribution will be 6,400 yuan multiplied by the corresponding rate. Similarly, for medical insurance, unemployment insurance, etc., the contribution amounts are calculated based on their respective rates and this base.
In general, a social security base of 6,400 yuan in Suqian, Jiangsu is a standard applicable to individuals with corresponding income levels, and it plays a crucial role in calculating the social security contributions and future benefits of relevant individuals. When specifically calculating benefits such as pensions, this base, along with factors such as contribution years and the overall social security policy environment, will comprehensively affect the final amount received by individuals.