In Jiangsu Taizhou, if the social security base is 5800, the amount you can get mainly depends on different social security benefits:
- Pension:
- Basic pension: The formula is . Suppose Taizhou's average monthly wage of on - the - job employees in the previous year is (Taizhou′saveragemonthlywageofon−the−jobemployeesinthepreviousyear+Personalindexedaveragemonthlycontributionwage)÷×Contributionyears×1%yuan, and if the contribution years is xyears, and assume the personal indexed average monthly contribution wage is also 5800 yuan (for simplicity, when the personal contribution index is 1), the basic pension is y. For example, if (x+)÷×y×1%yuan and x=years, the basic pension is y=yuan.(+)÷××1%=
- Personal account pension: First, calculate the personal account storage amount. The personal contribution rate for pension insurance is 8%, so the monthly personal contribution is yuan. Assuming the contribution years is ×8%=years, the personal account storage amount is yyuan. When retiring, if the retirement age is 60 years old, the 计发月数 is 139 months, and the personal account pension is ××y. For example, if ××yyears, the personal account storage amount is y=yuan, and the personal account pension is ××=yuan. The total pension is the sum of the basic pension and the personal account pension.≈599.42
- Medical insurance:
- The personal contribution rate for medical insurance is 2%, so the monthly personal contribution is yuan. The medical insurance reimbursement amount during the insured period is related to the medical expenses incurred, the reimbursement ratio, and the reimbursement scope. Generally, in - patient expenses can be reimbursed according to a certain proportion within the specified range. For example, if the reimbursement ratio for in - patient expenses in a certain level - A hospital is 80% (assuming), and the eligible in - patient expenses are 10000 yuan, the reimbursement amount is ×2%=yuan.×80%=
- Unemployment insurance:
- The personal contribution rate for unemployment insurance is 0.5%, so the monthly personal contribution is yuan. When unemployed and meeting the conditions (such as non - voluntary unemployment and having paid unemployment insurance for a certain period), you can receive unemployment benefits. The amount of unemployment benefits in Taizhou is generally related to the local minimum wage standard. Usually, it is a certain percentage of the local minimum wage. For example, if the local minimum wage is 2000 yuan, and the unemployment benefit is 80% of the minimum wage, the monthly unemployment benefit is ×0.5%=yuan, but the specific amount and receiving period need to be determined according to local policies and personal contribution years.×80%=
- Work - related injury insurance:
- The contribution rate for work - related injury insurance is determined according to the industry risk level, and individuals do not contribute. If an employee suffers a work - related injury, they can apply for work - related injury compensation, including medical expenses, disability subsidies, etc. For example, if an employee is determined to be disabled at level 10 due to a work - related injury, they can receive a one - time disability subsidy, and the amount is related to the local average wage and the contribution situation.
- Maternity insurance:
- Maternity insurance has been integrated into medical insurance. The enterprise contribution rate is included in the medical insurance contribution rate. For female employees who meet the conditions, they can enjoy maternity leave allowances and reimbursement of maternity medical expenses. The maternity leave allowance is calculated based on the average wage of the unit where the employee is located. For example, if the average wage of the unit is 6000 yuan, and the maternity leave is 128 days (assuming), the maternity leave allowance is yuan.×=
In general, the amount obtained from social security with a base of 5800 in Taizhou varies in different aspects of social security, and it is also related to personal contribution years, specific situations of occurrence (such as getting sick, unemployed, etc.), and local policies. It is recommended to consult the local social security department for accurate information.