In Jiangsu Zhenjiang, if the social security base is 10,800 yuan, the amount you can receive varies depending on different social security types:
- Pension:
- Basic Pension: The formula is . Suppose the pension calculation base in Zhenjiang is (PensionCalculationBase+PensionCalculationBaseA~AverageContributionIndex)A~⋅A~ContributionYearsA~1%yuan (in 2024, Zhenjiang's urban employee basic pension calculation base is 8785 yuan), and the average contribution index is X. If the contribution years are Yyears, the basic pension n. For example, if =(X+XA~Y)A~⋅A~nA~1%yuan, X=, and Y=years, the basic pension n=yuan.=(+A~1)A~⋅A~15A~1%=1317.75
- Individual Account Pension: The formula is . The calculation months are 195 months for 50 - year - old retirees, 170 months for 55 - year - old retirees, and 139 months for 60 - year - old retirees. If the accumulated amount in the individual account is AccumulatedAmountinIndividualPensionAccountA~⋅CalculationMonthsDeterminedbyRetirementAgeyuan, for a 60 - year - old retiree, the individual account pension Z.=ZA~⋅
- Transitional Pension: Only applicable to employees with 视同缴费年限. The formula is . For example, if the pension calculation base is 8785 yuan, the 视同缴费 index is 0.8, the 视同缴费年限 is 5 years, and the transition coefficient is 1.2%, the transitional pension PensionCalculationBaseoftheCurrentYearA~eˋ§a˚c\c¼´eˋ´ææ°A~eˋ§a˚c\c¼´eˋ´a˚´eˊA~TransitionCoefficientyuan. The total pension = basic pension+individual account pension+transitional pension.=A~0.8A~5A~1.2%=421.68
- Unemployment Insurance:
- If the contribution period is less than 10 years, the unemployment insurance benefit is determined as 45% of the average monthly contribution base in the 12 months before unemployment, that is yuan.A~45%=
- If the contribution period is 10 - 20 years, it is 50% of the average monthly contribution base in the 12 months before unemployment, yuan.A~50%=
- If the contribution period is more than 20 years, it is 55% of the average monthly contribution base in the 12 months before unemployment, yuan. However, the unemployment insurance benefit shall not exceed the local minimum wage standard and shall not be lower than 1.5 times the local urban minimum living standard.A~55%=
- Medical Insurance: The amount reimbursed by medical insurance depends on the actual medical expenses, the reimbursement ratio, and the scope of reimbursement. Generally, the higher the contribution base, the higher the medical insurance reimbursement ceiling in some cases. For example, for some Class A drugs and regular medical services, the reimbursement ratio may be 70% - 90%, and the specific amount needs to be calculated according to the actual medical expenses.
In conclusion, the amount received from social security with a base of 10,800 yuan in Zhenjiang varies greatly depending on different social security types, contribution years, and personal situations. It is recommended to consult the local social security department for more accurate information.