In Huai'an, Jiangsu, a social security base of 7200 falls between the upper and lower limits of the payment base. Here's what it means:
- Comparison with the upper and lower limits: In 2024, the upper limit of the social security payment base in Huai'an is 24396 yuan, and the lower limit is 4879 yuan. 7200 yuan is within this range, which means that the income of the relevant insured person is also within a relatively normal range, neither reaching the high-income level corresponding to the upper limit nor the low-income level corresponding to the lower limit.
- Calculation of payment amount:
- For employees: If an employee's payment base is 7200 yuan, for basic endowment insurance, the unit contribution ratio is generally 16%, and the unit contribution amount is 7200×16% = 1152 yuan; the individual contribution ratio is 8%, and the individual contribution amount is 7200×8% = 576 yuan. For basic medical insurance, the unit contribution ratio is 8%, and the unit contribution amount is 7200×8% = 576 yuan; the individual contribution ratio is 2%, and the individual contribution amount is 7200×2% = 144 yuan. For unemployment insurance, the unit contribution ratio is 0.5%, and the unit contribution amount is 7200×0.5% = 36 yuan; the individual contribution ratio is 0.5%, and the individual contribution amount is 7200×0.5% = 36 yuan.
- For flexible employees: If a flexible employee chooses a payment base of 7200 yuan to participate in the enterprise employee basic endowment insurance, according to the 20% payment ratio, the monthly payment amount is 7200×20% = 1440 yuan.
- Impact on future treatment: A payment base of 7200 yuan indicates that the insured person's contribution amount is at a medium level. In the future, when calculating pensions and other social security benefits, factors such as the contribution base and contribution years are comprehensively considered. Generally speaking, a medium-level contribution base, combined with a certain number of contribution years, can help the insured person obtain a medium-level pension and other social security treatment. For example, when calculating the pension, the average contribution index related to the contribution base will affect the calculation of the basic pension part.
In general, a social security base of 7200 yuan in Huai'an, Jiangsu, reflects a medium-level payment situation, affecting the current payment amount of individuals and units and also having an impact on future social security treatment. If you want to know more detailed information, it is recommended to consult the local social security department.
