If the social security base in Jiujiang, Jiangxi is 4,600 yuan, the monthly payment amount varies for different insurance types. In total, the individual's monthly contribution is approximately 496.8 yuan. Here's a breakdown by each type of social security insurance:
- Endowment Insurance: The individual payment ratio is 8%. So, with a base of 4,600 yuan, the monthly payment is yuan.×8%=
- Medical Insurance: The individual payment ratio is 2%. Thus, the monthly payment is yuan.×2%=
- Unemployment Insurance: Assuming the individual payment ratio is 0.2% (a common ratio), the monthly payment is yuan.×0.2%=9.2
- Work - related Injury Insurance: Workers do not pay for this insurance type, so the individual payment is 0 yuan.
- Maternity Insurance: After being integrated into medical insurance, individuals generally do not pay an additional amount, so the individual payment is 0 yuan.
In conclusion, when the social security base in Jiujiang is 4,600 yuan, the total amount an individual needs to pay for social security each month is the sum of the payments for endowment, medical, and unemployment insurances, which is approximately 496.8 yuan. It should be noted that the specific payment ratio may be adjusted according to local policies, so it is recommended to consult the local social security department for the most accurate information.