The amount of social security benefits in Nanchang, Jiangxi with a social security base of 20,800 depends on several factors, mainly including pension, medical insurance, and unemployment insurance benefits. Here's a breakdown:
- Pension:
- Basic Pension: Calculated based on the formula . The indexed average monthly contribution wage is related to the contribution base. If the base is 20,800, it will affect this part of the calculation. However, without knowing the average wage of on - the - job employees in Nanchang in the previous year and the contribution years, we can't get an exact number. For example, if the average monthly wage of on - the - job employees in the previous year is (Averagemonthlywageofon−the−jobemployeesinthecityinthepreviousyear+Indexedaveragemonthlycontributionwage)÷×Totalcontributionyears×1%yuan and the contribution years is Xyears, the basic pension part is n.(X+)÷×n×1%
- Personal Account Pension: It is calculated as the amount in the personal account divided by the pension distribution months corresponding to the retirement age. The amount in the personal account is accumulated based on the individual's contribution over the years. If the individual contribution rate is 8% (for pension), the monthly contribution to the personal account is yuan. But to calculate the total amount in the personal account accurately, we need to know the number of years of contribution.×8%=
- Medical Insurance:
- Personal Account Allocation: Usually, a certain percentage of the contribution is allocated to the personal account for medical expenses. If the medical insurance contribution rate is 2% for individuals, the monthly contribution is yuan, which is mainly used for outpatient expenses, purchasing drugs, etc.×2%=
- Medical Expense Reimbursement: When it comes to hospitalization and other medical expenses, the reimbursement amount depends on the medical insurance policy, including the deductible, reimbursement ratio, and maximum reimbursement limit. For example, for some in - scope medical expenses, after meeting the deductible (say yuan), the reimbursement ratio may be 70% - 90%.Y
- Unemployment Insurance:
- The amount of unemployment insurance benefits is related to the contribution period and the local minimum wage standard. Generally, the longer the contribution period, the higher the benefits. If the contribution period meets the requirements, the unemployment insurance benefit is usually a certain percentage of the local minimum wage. For example, if the local minimum wage is yuan, and the unemployment insurance benefit is 80% of the minimum wage, the monthly benefit is Zyuan.0.8Z
In general, calculating the specific amount of social security benefits with a base of 20,800 in Nanchang, Jiangxi requires detailed information such as contribution years, average wage in the previous year, and specific policy details. It is recommended to consult the local social security department for accurate calculations.
