In Fujian Longyan, if the social security base is 16,300 yuan, the amount received varies by insurance type. Here's a breakdown:
- Pension Insurance:
- Unit Contribution: Calculated as 16% of the base, so the unit pays yuan.×16%=
- Personal Contribution: At 8% of the base, the individual pays yuan. The amount in the personal account each month is 1304 yuan, which accumulates over time and impacts the pension amount received during retirement.×8%=
- Medical Insurance (including Maternity Insurance):
- Unit Contribution: With the combined unit contribution rate for medical and maternity insurance at 8% (maternity insurance at 0.8% is included in medical insurance), the unit pays yuan.×8%=
- Personal Contribution: The individual pays yuan. Part of this personal payment may be used for personal medical expenses, like outpatient visits and drug purchases, while the unit - paid portion contributes to the overall medical insurance fund.×2%=
- Unemployment Insurance:
- Unit Contribution: At a rate of 0.5%, the unit pays yuan.×0.5%=81.5
- Personal Contribution: The individual also pays 0.5%, which is yuan. In case of unemployment, certain conditions must be met to receive unemployment benefits calculated based on factors like contribution duration.×0.5%=81.5
- Work - related Injury Insurance:
- Unit Contribution: The rate varies by industry, ranging from 0.2% to 1.5%. For example, if the rate is 1%, the unit pays yuan. This insurance is fully borne by the unit and provides compensation in case of work - related injuries or occupational diseases.×1%=
In summary, when the social security base in Longyan is 16,300 yuan, the amounts paid by the unit and individual for different insurances are as calculated above. It's important to note that these amounts can be adjusted according to policy changes. Also, the actual benefits received, such as pensions and unemployment benefits, are determined by multiple factors in addition to the contribution base, including contribution years and relevant policy regulations.
