In Xuancheng, Anhui, if the social security base is 11,700 yuan, the amount of social security benefits obtained mainly involves calculations in aspects such as pension and medical insurance. Here's a breakdown:
- Pension Calculation:
- Basic Pension: The formula for basic pension is . If we assume the average monthly wage of on - the - job employees in Xuancheng in the previous year is (Averagemonthlywageofon−the−jobemployeesinthelocalareainthepreviousyear+Myindexedaveragemonthlycontributionwage)÷×Contributionyears×1%(in 2024, the average monthly wage of all - caliber urban unit employees in Anhui Province is 7044.38 yuan, and the data in Xuancheng may be different), and the contribution years is Ayears, and the my indexed average monthly contribution wage corresponding to the contribution base of 11,700 yuan is also 11,700 yuan (when the contribution base is equal to the average wage of the previous year, the index is 1). The basic pension part is n.(A+)÷×n×1%
- Personal Account Pension: The amount in the personal account is accumulated by the individual's contribution over the years. The individual contribution rate for pension insurance is 8%. So the monthly contribution to the personal account is yuan. Suppose the contribution years is ×8%=years, and the accumulated amount in the personal account is nyuan. After retirement, the personal account pension = Accumulated amount in the personal account××nCalculation and distribution months (for example, if retiring at the age of 60, the calculation and distribution months is 139 months).÷
- Medical Insurance:
- Monthly Medical Insurance Account Allocation: The amount allocated to the personal medical insurance account is related to factors such as the individual's age and contribution base. Generally, for employees, the proportion of the amount allocated to the personal medical insurance account is about 2% of the contribution base. If the contribution base is 11,700 yuan, the monthly amount allocated to the personal medical insurance account is approximately yuan. This amount can be used for medical expenses in designated hospitals and pharmacies.×2%=
It should be noted that the above calculations are only for reference. The actual amount of social security benefits is also affected by many factors such as changes in local policies, actual contribution years, and the average wage level in the region. To obtain a more accurate amount, it is recommended to consult the local social security department.