In Anhui Chizhou, if the social security base is 21000, the individual's monthly social security deduction is approximately 2508.75 yuan. This includes 1680 yuan for pension insurance (21000×8%), 420 yuan for medical insurance (21000×2%), 105 yuan for unemployment insurance (21000×0.5%), and 103.75 yuan for major illness insurance (assuming the base for major illness insurance is also 21000×0.5%). Here's a breakdown:
- Pension Insurance: The individual contribution rate is 8%. So, for a base of 21000, the monthly contribution is 21000×8% = 1680 yuan. This part of the contribution accumulates in the individual pension account and is used to calculate the pension amount received after retirement.
- Medical Insurance: The individual pays 2% of the base. Therefore, the monthly payment is 21000×2% = 420 yuan. This money is used to cover medical expenses, including outpatient and inpatient costs, subject to the local medical insurance reimbursement policies.
- Unemployment Insurance: The individual's share is 0.5% of the base. So, the monthly deduction is 21000×0.5% = 105 yuan. In case of unemployment, certain benefits can be claimed based on the length of insurance participation and other conditions.
- Work - related Injury Insurance and Maternity Insurance: Employees do not contribute to these two types of insurance. Employers are responsible for paying the corresponding premiums according to industry - specific rates for work - related injury insurance and a fixed rate of 0.8% for maternity insurance.
- Major Illness Insurance: Assuming the base for major illness insurance is also calculated based on 21000 and the individual contribution rate is 0.5%, the monthly payment is 21000×0.5% = 103.75 yuan. This insurance provides additional protection for serious illness cases with high medical costs.
It should be noted that social security policies may be adjusted, and it is recommended to consult the local social security department for the latest and most accurate information.
