In Anhui Lu'an, if the social security base is 16,100, the amount received mainly involves pension calculation, which consists of basic pension, individual account pension, and possibly transitional pension. Here's a breakdown:
- Basic Pension: The formula is . Assuming the provincial average monthly wage of on - the - job employees in the previous year is (Provincial average monthly wage of on - the - job employees in the previous year+Indexed average monthly wage of individual contributions)÷×Contribution years×1%yuan, and the contribution years is xyears, the basic pension part is y. For example, if the provincial average monthly wage [(x+)÷]×y×1%yuan and the contribution years x=years, the basic pension is y=yuan.[(+)÷]××1%=
- Individual Account Pension: The formula is . The individual account savings amount is accumulated from the individual's contribution over the years. The individual contribution rate for pension insurance is usually 8%, so the monthly contribution to the individual account is Individual account savings amount÷Calculated months for pension receiptyuan. If the contribution period is ×8%=years (converted to months is ymonths), the individual account savings amount is approximately yyuan. The calculated months for pension receipt vary by retirement age. For example, if retiring at 60 years old, the calculated months is 139. Then the individual account pension is ×y. Taking (×y)÷years as an example, the individual account savings amount is y=yuan, and the individual account pension is ××=yuan.÷≈
- Transitional Pension: Only applicable to employees with 视同缴费年限. The formula is . If there is no 视同缴费年限，this part is 0. If there are Provincial average monthly wage of on - the - job employees in the previous year×Average contribution index of the individual×视同缴费年限×1.4%years of 视同缴费年限 and the average contribution index is assumed to be 1 (for example), and the provincial average monthly wage of on - the - job employees in the previous year is zyuan, the transitional pension is x.x××z×1.4%
The total pension received is the sum of the basic pension, individual account pension, and transitional pension.
In conclusion, calculating the pension amount with a social security base of 16,100 in Lu'an requires considering multiple factors such as contribution years, retirement age, and whether there is 视同缴费年限. It is recommended to consult the local social security department for accurate calculations based on personal circumstances.
