In Anhui Tongling, the difference between the social security base of 16,400 and 5,000 is mainly reflected in the following aspects:
- Payment amount: The higher the social security base, the more social security premiums individuals and units need to pay. For example, in terms of pension insurance, if the base is 16,400, the amount paid by individuals and units will be significantly higher than when the base is 5,000.
- Pension treatment: Generally, a higher social security base means that more contributions are made during the working period. After retirement, the pension received will also be relatively higher. This is because the pension calculation is related to factors such as the average monthly contribution base.
- Medical insurance benefits: A higher social security base may also affect the amount of medical insurance reimbursement and the amount of personal accounts. With a higher base, the amount in the personal medical insurance account may be more, and the reimbursement ratio and amount in some cases may also be more favorable.
In general, choosing a higher social security base means paying more premiums during the working period, but it also brings the possibility of enjoying better social security benefits in the future. When choosing a social security base, individuals need to comprehensively consider their own economic situation and future expectations.
