In Anhui Ma'anshan, a social security base of 11,800 yuan is a relatively high standard. Here's an in - depth look:
- Calculation basis: Since May 2019, Anhui Province has calculated the full - caliber urban unit employment average wage by weighting the average wage of employees in urban non - private units and urban private units, and uses this to determine the upper and lower limits of social security personal contribution bases. The social security base of 11,800 yuan is calculated based on relevant data of the full - caliber urban unit employment average wage in Ma'anshan. For example, if the full - caliber urban unit employment average wage in Ma'anshan in a certain year is X yuan, the social security base of 11,800 yuan may be a certain multiple or proportion derived from this average wage.
- Position in the upper and lower limits: In 2023, the upper limit of the social security personal contribution base in Anhui Province was 20,094 yuan/month, and the lower limit was 4,019 yuan/month. A social security base of 11,800 yuan is between the upper and lower limits. For employees, if their previous - year average monthly wage is within a certain range around this value, this amount will be used as their social security contribution base. For instance, if an employee's previous - year average monthly wage is close to 11,800 yuan and is neither lower than the lower limit nor higher than the upper limit, then 11,800 yuan will be their social security contribution base for that year.
- Impact on contributions:
- Pension insurance: For enterprise employees, the pension insurance contribution rate is generally a certain proportion (such as the enterprise pays 16% and the individual pays 8%). If the social security base is 11,800 yuan, the enterprise's monthly pension insurance contribution is 11800×16% = 1888 yuan, and the individual's monthly contribution is 11800×8% = 944 yuan.
- Medical insurance: The medical insurance contribution rate also varies. Suppose the total contribution rate (enterprise + individual) is 10%, then the total monthly medical insurance contribution with a base of 11,800 yuan is 11800×10% = 1180 yuan, which is shared between the enterprise and the individual according to specific regulations.
- Other insurances: Similar calculations apply to unemployment insurance, work - related injury insurance, and maternity insurance. For example, for unemployment insurance, if the contribution rate is 1% (shared by the enterprise and the individual), the total monthly contribution is 11800×1% = 118 yuan.
- For flexible - employment personnel: Flexible - employment personnel in Ma'anshan can choose their social security contribution bases within a certain range. A social security base of 11,800 yuan is an option for them. If a flexible - employment person selects this base, their contribution amount for each type of insurance will be calculated based on the corresponding contribution rates for flexible - employment personnel. For example, for flexible - employment pension insurance with a contribution rate of 20%, the monthly contribution would be 11800×20% = 2360 yuan.
In summary, a social security base of 11,800 yuan in Ma'anshan is related to the local full - caliber urban unit employment average wage, plays a key role in determining social security contribution amounts for both employees and flexible - employment personnel, and affects the benefits they will receive in the future, such as pension levels and medical reimbursement amounts.
