In Anhui Ma'anshan, if the social security base is 10,200 yuan, the amount one can receive mainly depends on different aspects of social security. Here are the breakdowns:
- Pension:
- Basic pension: The formula is . Suppose the local average wage is LaTex erroryuan, and the average contribution index is assumed to be 1 (if the contribution base of 10,200 yuan is exactly the average level in the local area, this is a rough estimate), and the contribution years is Xyears. Then the basic pension Y. For example, if =(X×(+)÷×Y×1%)=0.01XYyuan and X=years, the basic pension Y=yuan.=0.01××=
- Personal account pension: It is calculated as . If the monthly contribution to the personal account is LaTex erroryuan, and assume the contribution period is ×8%=years, the personal account cumulative savings is Y. For a 60 - year - old retiree, the number of months for pension calculation is 139 months. So the personal account pension ××Y.=(××Y)÷
- Medical insurance:
- If it is unit - insured, the unit usually pays yuan, and the individual pays ×8%=yuan. The money in the personal medical account can be used for outpatient expenses, etc. When hospitalized, the reimbursement ratio and scope vary according to different situations. For example, for some common diseases, the in - hospital reimbursement ratio may be around 70% - 90% after meeting the deductible line.×2%=
- Unemployment insurance: The company pays yuan, and the individual pays ×2%=yuan. When unemployed, the amount of unemployment benefits received is related to the contribution period. Generally, the longer the contribution period, the higher the amount and the longer the payment period. For example, if the contribution period is 5 years, the monthly unemployment benefit may be around 80% - 90% of the local minimum wage.×1%=
- Work - related injury insurance: The enterprise pays according to the industry risk level. If it is a low - risk industry, it may pay yuan. In case of work - related injuries, employees can receive corresponding compensation, including medical expenses, disability allowances, etc. The specific amount depends on the degree of injury.×0.5%=
- Maternity insurance: The enterprise pays yuan. For female employees, when giving birth, they can enjoy maternity leave subsidies, and the amount is calculated based on the average wage of the unit in the previous year and the length of maternity leave.×0.8%=81.6
In conclusion, the amount obtained with a social security base of 10,200 yuan in Ma'anshan varies in different social security items. The specific amount also needs to be accurately calculated according to personal contribution years, local wage levels, and other actual situations.
