In Bengbu, Anhui, if the social security base is 11,300 yuan, the amount received mainly includes two parts: pension and medical insurance reimbursement. The pension is composed of basic pension and individual account pension, and the medical insurance reimbursement amount depends on the actual medical expenses and relevant policies.
1. Pension Calculation
- Basic Pension:
- The formula is .(provincialaveragemonthlywageofon−the−jobemployeesinthepreviousyear+personalindexedaveragemonthlycontributionwage)÷×contributionyears×1%
- Suppose the provincial average monthly wage of on - the - job employees in the previous year is yuan, and the personal indexed average monthly contribution wage is 11,300 yuan (because the contribution base is 11,300 yuan). If the contribution years are xyears, the basic pension n. For example, if =(x+)÷×n×1%yuan and x=years, then the basic pension n=yuan.=(+)÷××1%=(÷)×0.3=
- Personal Account Pension:
- The formula is personal account storage amount计发月数. The personal account storage amount is accumulated by the individual's contribution over the years. Assuming the individual contribution rate is 8% of the contribution base, and the contribution period is ÷years, the annual contribution amount is nyuan. After ×8%×years, the personal account storage amount is nyuan.×8%××n
- If retiring at the age of 60, the 计发月数 is 139. For example, if years, the personal account storage amount n=yuan, and the personal account pension =×0.08××=yuan.=÷≈2344.75
2. Medical Insurance Reimbursement
- The medical insurance reimbursement amount in Bengbu is related to factors such as the type of medical institution, the scope of reimbursable drugs and medical services, and the deductible line and reimbursement ratio.
- Generally, for in - patient expenses in Class - III hospitals, there is a deductible line, such as 800 yuan. For expenses within the scope of reimbursement, the reimbursement ratio may be around 80%. If the medical expenses are yuan (yyuan), the reimbursable amount y>. For example, if =(y−)×80%yuan, the reimbursable amount y=yuan.=(−)×80%=
In conclusion, the amount obtained with a social security base of 11,300 yuan in Bengbu, Anhui, is affected by multiple factors such as contribution years and actual medical expenses. The above calculations are only for reference, and the actual amount shall prevail according to the local social security department's specific calculation and relevant policies.