In Zhejiang Quzhou, if the social security base is 15400, the amount received mainly depends on different types of social security benefits. Here's a breakdown:
- Pension:
- Basic Pension: Calculated as . For example, if the pension calculation base in Quzhou is assumed to be (Pension Calculation Base+Pension Calculation Base×Average Contribution Index)÷×Contribution Years×1%yuan (the actual value is subject to local regulations), and if the average contribution index is x(usually determined by historical contribution levels), and the contribution years is yyears. The formula gives z. If we assume some values for illustration, say (x+x×y)÷×z×1%, x=, and y=, then the basic pension is z=yuan. But these values are just for example, and the actual pension calculation base in Quzhou may vary.(+×)÷××1%=
- Personal Account Pension: Calculated as . The calculation months are 195 months for retirement at 50 years old, 170 months for 55 - year - old retirement, and 139 months for 60 - year - old retirement. Suppose the accumulated amount in the personal pension account is Accumulated Amount in Personal Pension Account÷Calculation Months Determined by Retirement Ageyuan. For a 60 - year - old retiree, the personal account pension is a. If a÷, then the personal account pension is a=yuan.÷≈1438.85
- Transitional Pension: Calculated as . The deemed contribution index and years are related to the period before the establishment of the personal account system. For example, if the current year's pension calculation base is still Current Year’s Pension Calculation Base×Deemed Contribution Index×Deemed Contribution Years×Transitional Coefficientyuan, the deemed contribution index is x=, the deemed contribution years is myears, and the transitional coefficient is n, then the transitional pension is k=1.2%.×m×n×1.2%
- Medical Insurance:
- Employee Medical Insurance: For non - institution employees without a personal medical account, the monthly payment is yuan (including 0.5% for maternity insurance). For institution employees, the monthly payment is ×5.5%=yuan (including 0.5% for maternity insurance), and employees personally pay ×8%=yuan. The amount reimbursed for medical expenses depends on the specific medical situation, the proportion of self - payment for Class B drugs and projects, and the regulations of the medical insurance department on reimbursement ratios in different situations.×1%=
- Unemployment Insurance: The amount of unemployment insurance benefits is related to the length of unemployment insurance contributions. Generally, it is a certain percentage of the local minimum wage. The specific calculation formula and amount vary by region. In Quzhou, it is determined according to local policies. For example, if the local minimum wage is yuan, and the unemployment insurance benefit is wof the minimum wage, then the monthly unemployment insurance benefit is 70%yuan.0.7w
- Work - related Injury Insurance: Since 2021, Quzhou's work - related injury insurance benefits involving the calculation base of the average wage of employees in the previous year in the overall planning area are uniformly implemented according to the weighted average wage standard of employees in non - private and private units in Zhejiang Province in the previous year. The specific compensation amount is calculated based on the degree of work - related injury, wage level, and other factors. For example, for a certain degree of work - related injury, the compensation may be calculated as a multiple of the average monthly wage in the previous year in the overall planning area.
- Maternity Insurance: The maternity insurance benefits include maternity leave pay and reimbursement of maternity medical expenses. Maternity leave pay is generally calculated based on the average monthly wage of the employer in the previous year. If the employer's average monthly wage in the previous year is yuan, and the maternity leave period is umonths, then the maternity leave pay is tyuan. The reimbursement of maternity medical expenses is subject to the regulations of the local maternity insurance policy on the scope and proportion of reimbursement.u×t
In conclusion, the amount received with a social security base of 15400 in Quzhou varies for different types of social security. The pension amount is affected by multiple factors such as contribution years and index; medical insurance payment amounts are different for different types of employees; and unemployment, work - related injury, and maternity insurance benefits are also calculated according to specific local policies and relevant factors. It is recommended to consult the local social security department for accurate figures.
