In Shaoxing, Zhejiang, the main differences between the social security base of 17,800 yuan and 5,000 yuan are as follows:
- Payment amount: The higher the social security base, the more the amount paid. For example, in pension insurance, if the personal contribution rate is 8%, when the base is 17,800 yuan, the personal monthly contribution is yuan; when the base is 5,000 yuan, the personal monthly contribution is ×8%=yuan.×8%=
- Pension treatment: A higher payment base usually leads to a higher pension received after retirement. Because the pension calculation is related to factors such as the payment base and payment years. The higher the payment base, the more the amount accumulated in the personal account, and the higher the pension calculated.
- Medical insurance account: The amount credited to the medical insurance personal account is also related to the payment base. With a higher base, the amount credited to the medical insurance personal account will be more, which can be used for medical expenses such as seeing a doctor and buying medicine.
- Unemployment insurance: Similar to the medical insurance account, the higher the base of unemployment insurance payment, the more the funds allocated to the unemployment insurance account may be. However, the specific amount of unemployment benefits also needs to comprehensively consider factors such as payment years and local regulations.
In general, a social security base of 17,800 yuan means higher payment amounts and usually better benefits in the future compared to a base of 5,000 yuan, but it also brings greater payment pressure in the short term.
