If the social security base in Taizhou, Jiangsu is 5300, the amount you can receive mainly depends on different social security components:
- Pension:
- Basic pension: It is calculated based on factors such as the local average wage and personal contribution index. The formula is . However, without knowing specific values like contribution years and personal index, it's hard to give an exact number. For example, if we assume some ideal - state data (for reference only), if the local average wage is around 7000 yuan, and assuming a contribution index of 1, and a contribution period of 15 years, the basic pension part is (Taizhou′saveragemonthlywageofon−the−jobemployeesinthepreviousyear+Personalindexedaveragemonthlycontributionwage)÷×Contributionyears×1%yuan.(+)÷××1%=
- Personal account pension: First, calculate the amount in the personal account. The amount deposited in the personal account each month for pension is yuan. If calculated over many years of contribution, for example, if the contribution period is 15 years, the total amount in the personal account is ×8%=yuan. If retiring at 60 years old, the 计发月数 is 139 months, and the personal account pension is ××=yuan.÷≈
- Medical insurance: After reaching the reimbursement conditions, medical insurance can reimburse a certain proportion of medical expenses. The amount of reimbursement varies according to different levels of medical institutions and the type of diseases. Generally, outpatient reimbursement ratios are relatively low, usually around 50% - 70% in some cases; inpatient reimbursement ratios are relatively high, which may reach 70% - 90% in some cases. For example, if the medical expense is 10000 yuan for inpatient treatment in a tertiary hospital, and the reimbursement ratio is 80%, then 8000 yuan can be reimbursed.
- Unemployment insurance: If you meet the unemployment insurance claiming conditions (such as non - voluntary unemployment and meeting the contribution period requirements), the amount of unemployment insurance benefits is generally related to the local minimum wage standard. Usually, it is a certain percentage of the local minimum wage. For example, if the local minimum wage is 2000 yuan, and the unemployment insurance benefit is 80% of the minimum wage, then you can receive yuan per month, and the payment period is determined according to the contribution years.×80%=
- Work - related injury insurance: Once a work - related injury is identified, work - related injury insurance will provide compensation for medical expenses, disability allowances, etc. The amount of compensation depends on the degree of work - related injury. For example, for a first - degree disability, the disability allowance may be a relatively high proportion of the average wage of on - the - job employees in the local area.
- Maternity insurance: Maternity insurance provides maternity allowances and reimburses maternity medical expenses. The maternity allowance is calculated based on the average monthly wage of the employer's employees in the previous year. For example, if the average monthly wage of the employer's employees is 6000 yuan, and the maternity leave is 128 days, the maternity allowance is yuan.÷×=
In general, the amount received from social security with a base of 5300 in Taizhou, Jiangsu varies greatly depending on different insurance types, personal contribution years, and specific usage scenarios. It is recommended to consult the local social security department for more accurate calculations and information.
