In Jiangsu Zhenjiang, the social security contribution base of 21,200 yuan belongs to a relatively high - level file. Here's a detailed breakdown:
- Overall range of contribution bases: In 2025, the lower limit of the social security contribution base in Zhenjiang is 4,879 yuan/month, and the upper limit is 24,396 yuan/month. The 21,200 - yuan contribution base is within this upper - limit range.
- Classification of contribution - base levels: For flexible - employment personnel's endowment insurance, they can choose contribution bases ranging from 4,879 yuan to 24,396 yuan. If we roughly divide these ranges into levels, 21,200 yuan is close to the upper limit. Usually, in the 12 - level classification of contribution bases (taking previous years' common classification as a reference), it is likely to be in the top 1 - 2 levels. For example, in 2024, the contribution - base range was 3,800 - 21,821 yuan, divided into 12 levels. In 2025, although the specific level - to - amount correspondence may change, 21,200 yuan, being close to the upper limit of 24,396 yuan, still belongs to a high - level file.
- Implications of different levels:
- For endowment insurance: The higher the contribution base, the more endowment insurance premiums an individual pays. When receiving pensions in the future, other conditions being the same, the pension amount will be relatively higher. For example, if the contribution base is 21,200 yuan, and the individual contribution rate for endowment insurance is 8%, the individual will pay 21,200×8% = 1,696 yuan per month for endowment insurance. In contrast, if choosing the lowest contribution base of 4,879 yuan, the individual only pays 4,879×8% = 390.32 yuan per month.
- For medical insurance: The contribution base also affects medical insurance premiums. The higher the contribution base, the more medical insurance premiums paid, and the corresponding medical insurance benefits may also be more comprehensive in some aspects, such as a higher reimbursement ceiling in some cases.
In general, a social security contribution base of 21,200 yuan in Zhenjiang indicates that the contributor is in a relatively high - income group in terms of social security contributions, and will also enjoy relatively better social security benefits in the future. However, specific benefits still need to be calculated according to relevant social security policies. It is recommended to consult the local social security department for the most accurate information.
