If the social security base in Nanping, Fujian is 9700, the amount you can receive varies for different social security components:
- Pension:
- Calculation formula: The basic pension = basic pension + personal account pension + transitional pension (only for those insured before the end of 1995).
- Basic pension: . However, without knowing the average monthly wage of on - the - job employees in Fujian in the year of retirement and the contribution years, it is impossible to calculate accurately. For example, if the average monthly wage of on - the - job employees in the province in the previous year is (Theaveragemonthlywageofon−the−jobemployeesintheprovinceinthepreviousyear+Myindexedaveragemonthlycontributionwage)÷×Contributionyears×1%yuan, and the contribution years is xyears, and assume the indexed average monthly contribution wage is calculated based on the contribution base of 9700, the basic pension part is y.((x+)÷)×y×1%
- Personal account pension: Retirement personal account balanceCorresponding distribution months of retirement age. If the contribution rate of the personal pension account is 8%, the monthly deposit in the personal account is ÷yuan. Suppose the contribution period is ×8%=years, the personal account balance is nyuan. For example, if retiring at the age of 60, the corresponding distribution months is 139 months, then the personal account pension is ××n.(××n)÷
- Transitional pension: Only applicable to those insured before the end of 1995, calculated according to local regulations.
- Medical insurance:
- Payment amount: The payment proportion of employees participating in basic medical insurance is 10%, of which the unit pays 8% (yuan) and the individual pays 2% (×8%=yuan).×2%=
- Treatment: When hospitalized, there are regulations on the starting line and reimbursement ratio. For example, in a tertiary - level designated medical institution within the Nanping overall planning area, the starting line standard is 400 yuan. For in - service employees, the reimbursement ratio of the overall planning fund for medical expenses within the medical insurance policy scope (after deducting the starting line and self - payment items) is 88%. If the medical expenses within the policy scope are yuan (m), the reimbursement amount is m>.(m−)×88%
- Unemployment insurance:
- Payment amount: Currently, until the end of 2024, the payment ratio in Fujian is 0.5% for the unit and 0.5% for the individual. So the unit pays yuan, and the individual pays ×0.5%=48.5yuan.×0.5%=48.5
- Treatment: The unemployment insurance benefit standard is related to local regulations. For example, the unemployment insurance benefit in some areas is calculated based on a certain percentage of the local minimum wage.
- Work - related injury insurance and maternity insurance:
- Payment amount: Work - related injury insurance and maternity insurance are paid entirely by the unit. The maternity insurance payment ratio for government agencies and public institutions is 0.35% (yuan), and for other types of units is 0.5% (×0.35%=33.95yuan). The work - related injury insurance payment ratio varies according to industry risk levels.×0.5%=48.5
- Treatment: For work - related injury insurance, in case of work - related injuries, employees can enjoy work - related injury benefits such as medical expenses reimbursement and disability benefits according to regulations. For maternity insurance, female employees can enjoy maternity allowances and reimbursement of maternity medical expenses.
In general, the specific amount of social security benefits in Nanping, Fujian with a social security base of 9700 needs to be calculated based on personal contribution years, retirement age, and specific local policies for each type of social security. It is recommended to consult the local social security department for accurate information.