In Fujian Putian, if the social security base is 6,600, the amount received mainly includes pensions and other aspects. Here's a breakdown:
- Pension calculation:
- Basic pension: It is related to factors such as the average monthly salary of employees in the region where the retirement is located and the average indexed monthly payment salary of the individual. The formula is (the average monthly salary of employees in the region where the retirement is located in the previous year + the average indexed monthly payment salary of the individual)÷2×payment years×1%. For example, if the average monthly salary of employees in Putian in the previous year is assumed to be yuan, and the individual's payment years are Xyears, and the average indexed monthly payment salary is related to the individual's payment base and the average salary of the region over the years. With a payment base of 6,600 yuan, it will affect the calculation of the average indexed monthly payment salary. The higher the payment base, the higher the value of this part in the formula, which will increase the amount of the basic pension.n
- Personal account pension: The amount in the personal account of pension insurance is accumulated by the individual's own payment. The individual payment part of pension insurance is generally 8% of the payment base. With a payment base of 6,600 yuan, the individual monthly payment is yuan. If calculated for ×8%=years, the total amount in the personal account is nyuan. When retiring, the personal account pension = the amount in the personal account÷the pension calculation months (for example, 139 months for men retiring at 60 years old). The higher the amount in the personal account due to a higher payment base, the more the personal account pension will be.××n
- Medical insurance:
- For employees, the individual payment part of medical insurance is generally 2% of the payment base. With a payment base of 6,600 yuan, the individual monthly payment is yuan. The amount paid is related to the amount of funds returned to the personal medical insurance account. Generally, the higher the payment base, the more funds are returned to the personal medical insurance account, which can be used for outpatient medical treatment, purchase of medicines, etc. In addition, for inpatient medical expenses, it also affects the starting line for reimbursement and the reimbursement ratio to a certain extent, but this is mainly related to local medical insurance policies.×2%=
- Unemployment insurance:
- The individual payment part of unemployment insurance is usually a certain proportion of the payment base. Although the specific amount is relatively small, the higher the payment base, the more the individual pays for unemployment insurance. When unemployed, the amount of unemployment insurance benefits received is also related to factors such as the payment base and payment years. A higher payment base may lead to a higher amount of unemployment insurance benefits within the allowable range of local policies.
- Work-related injury insurance and maternity insurance: These two types of insurance are usually fully paid by the unit, and the individual does not need to pay. But the payment base of 6,600 yuan will affect the calculation of work-related injury compensation and maternity allowances when relevant situations occur. For example, in the case of work-related injuries, the compensation amount is related to the individual's salary level before the injury, and the payment base is an important reference for calculating the salary level, which will affect the final work-related injury compensation amount. For maternity allowances, it is also related to the average salary of employees in the unit during the maternity leave period, and the payment base of employees will also have an impact on this.
In general, with a social security base of 6,600 yuan in Putian, the amount received in various aspects of social security is relatively high. The specific amount still needs to be accurately calculated according to personal payment years, local social average salary, and specific policy regulations. It is recommended to consult the local social security department for more detailed and accurate information.