In Fuzhou, Fujian, if the social security base is 17,900 yuan, the amount received mainly depends on different social security components. For the pension part, it is calculated based on multiple factors and the specific amount varies. For medical insurance, a certain proportion of the base is used for contributions, which affects medical reimbursement. Unemployment insurance also has corresponding regulations related to the base, while work-related injury and maternity insurance are mainly the responsibility of the employer.
- Pension calculation:
- Basic pension:
- The formula is .(Averagemonthlywageofon−the−jobemployeesintheprovinceinthepreviousyear+Myindexedaveragemonthlycontributionwage)÷×Contributionyears×1%
- Assuming the average monthly wage of on - the - job employees in the province in the previous year is (for example, in 2024, the pension calculation base in Fuzhou is 7776 yuan), and the contribution years is A. The my indexed average monthly contribution wage is (if the contribution base is 17900 yuan). But usually, the contribution base needs to be compared with the upper and lower limits of the local contribution base range. If 17900 yuan is within the range, the basic pension part related to this base is n.(A+)÷×n×1%
- Personal account pension:
- The formula is .Personalaccountcumulativestorageamount÷Calculationmonths
- The personal account cumulative storage amount is accumulated from the part of the contribution base that goes into the personal account over the years. In the case of pension insurance, 8% of the contribution base is usually included in the personal account. If the contribution base is 17900 yuan, the monthly amount included in the personal account is yuan. Over ×8%=years of contribution, plus the interest generated, it forms the personal account cumulative storage amount. The calculation months are determined according to the retirement age. For example, if retiring at 60 years old, the calculation months are 139.n
- Transitional pension:
- It is mainly for those with 视同缴费年限. The formula is . If there is no 视同缴费年限,this part is 0. If there are Myindexedaveragemonthlycontributionwage×eˋ§a˚c\c¼´eˋ´a˚´eˊ×1.3%years of 视同缴费年限,and the indexed average monthly contribution wage is 17900 yuan, then the transitional pension is m.×m×1.3%
- Medical insurance:
- For employees:
- Employers generally contribute at a rate of 8% of the employee's monthly wage (if the wage is 17900 yuan, the employer's monthly contribution is yuan), and employees contribute 2% of their monthly wage (×8%=yuan). The contribution amount affects the amount of medical insurance funds in the personal account and the subsequent medical reimbursement ratio and scope.×2%=
- Unemployment insurance:
- The contribution rate is generally 0.5% for both employers and employees. So if the wage is 17900 yuan, the employer's monthly contribution is yuan, and the employee's monthly contribution is also ×0.5%=89.5yuan. When unemployed, the amount of unemployment benefits received is related to the contribution base and contribution years.×0.5%=89.5
- Work - related injury insurance and maternity insurance:
- These two types of insurance are mainly borne by employers. The contribution rate of work - related injury insurance varies according to different industries, generally ranging from 0.2% to 1.9% of the employer's total wage bill of employees in the industry. Maternity insurance is generally around 0.7% of the employer's total wage bill. For an employee with a wage of 17900 yuan, the employer's contribution amounts for these two insurances are calculated based on the relevant industry - specific contribution rates for work - related injury insurance and the overall 0.7% rate for maternity insurance.
In general, the amount received from social security with a base of 17900 yuan in Fuzhou, Fujian is affected by many factors such as contribution years, specific social security policies, and individual employment situations. It is recommended to consult the local social security department for accurate calculation results.