In Anhui Huaibei, if the social security base is 9300, the amount of pension received is calculated as follows:
- Basic pension: The formula is . However, without knowing the average monthly wage of on - the - job employees in the region in the previous year when retiring and the contribution years, it is difficult to calculate accurately. For example, if the average monthly wage of on - the - job employees in the region in the previous year when retiring is (Average monthly wage of on - the - job employees in urban units in the region in the previous year when the insured retires+Indexed average monthly contribution wage of the individual)÷×Contribution years×1%yuan and the contribution years is xyears, the basic pension y.=(x+)×y×1%
- Personal account pension: The formula is . The personal account balance is accumulated through monthly contributions. Assuming the contribution rate to the personal account is 8% of the contribution base, the monthly contribution to the personal account is Retirement personal account balance÷Calculation and distribution months corresponding to the retirement age of the individualyuan. But we don't know the contribution years and the retirement age (the calculation and distribution months are 195 for 50 - year - old retirement, 170 for 55 - year - old retirement, and 139 for 60 - year - old retirement), so we can't calculate the specific amount of the personal account pension. For example, if the contribution years is ×8%=years, the personal account balance is yyuan. If the retirement age is 60 years old, the personal account pension ××y.=××y
- Transitional pension (if applicable): For those who started working before the mid - 1990s and have no personal account pension, there will be a transitional pension. It is calculated as about 1.3% of the social average wage base per year. But specific circumstances vary from person to person, and relevant work - starting time and other information are needed for accurate calculation.
In general, accurately calculating the pension amount requires knowing more information such as the average monthly wage of on - the - job employees in the region in the previous year when retiring, contribution years, and retirement age. It is recommended to consult the local social security department for specific inquiries.