In Anhui Wuhu, if the social security base is 14,500 yuan, the amount in the medical insurance card each month is mainly determined by the contributions from both the individual and the unit. Typically, for employees, the personal contribution rate for medical insurance is 2%, and the unit contribution rate is 6.5% (excluding maternity insurance). So, the monthly amount in the medical insurance card is calculated as follows: The personal contribution is ×2%= yuan, and the unit contribution allocated to the individual's medical insurance card is ×6.5%×a (where a is the proportion of the unit contribution allocated to the individual's account, and the specific value may vary according to local regulations). The sum of these two parts is the total amount in the medical insurance card each month.
- Personal contribution part:
- As clearly defined in the local regulations, the personal contribution rate for basic medical insurance in Wuhu is 2% of the social security base. Given a social security base of 14,500 yuan, through simple multiplication, we can calculate the personal monthly contribution amount as yuan. This part of the contribution is directly deducted from the individual's salary and is an important source of the funds in the medical insurance card.×2%=
- Unit contribution part:
- The unit's contribution rate for basic medical insurance is 6.5% (excluding the 0.5% maternity insurance rate). However, not all of the unit's contribution is directly credited to the individual's medical insurance card. Usually, only a certain proportion of it is allocated. For example, if, according to local policies, 30% of the unit's medical insurance contribution is allocated to the individual's account (the actual proportion needs to be based on the local specific policy in Wuhu), then the amount of the unit contribution allocated to the individual's account is calculated as follows: First, calculate the total unit contribution for medical insurance, which is yuan. Then, calculate the amount allocated to the individual's account, which is ×6.5%=942.5yuan.942.5×30%=282.75
In conclusion, to accurately calculate the amount in the medical insurance card each month when the social security base is 14,500 yuan in Wuhu, it is necessary to clearly understand both the personal contribution rate and the unit contribution rate, as well as the specific proportion of the unit contribution allocated to the individual's account. It is recommended to consult the local medical insurance department for the most accurate and up - to - date information.