In Jiangsu Lianyungang, if the social security base is 22000, the amount received varies for different insurances. Here's a breakdown:
- Pension:
- Basic pension: Calculated as (Retirement - year's pension calculation base + My indexed average contribution wage)÷2×Contribution years×1%. The pension calculation base changes yearly. For example, if it's 8613 yuan in a certain year, and assuming a contribution period of 30 years and an indexed average contribution wage of 22000 yuan, the basic pension = (8613 + 22000)÷2×30×1%≈4592 yuan (this is a simplified example, actual values may vary).
- Personal - account pension: Calculated as Personal - account balance÷Payout months determined by retirement age. If retiring at 60 years old, the payout months are 139. Suppose the personal - account balance is 500000 yuan (accumulated over years of contributions at this base), then the personal - account pension = 500000÷139≈3597 yuan. The total monthly pension is the sum of the basic pension and the personal - account pension.
- Medical insurance:
- Employee - employer co - payment part: The employer pays at a rate of 8.7% (including 6.00 yuan for supplementary medical insurance), and the individual pays at a rate of 2%. The amount paid by the employer = 22000×8.7% = 1914 yuan, and the amount paid by the individual = 22000×2% = 440 yuan. The individual's medical insurance account will be credited with a certain amount, which can be used for medical expenses such as seeing a doctor and buying medicine in designated hospitals and pharmacies.
- Unemployment insurance:
- The employer pays at a rate of 0.7%, and the individual pays at a rate of 0.3%. The amount paid by the employer = 22000×0.7% = 154 yuan, and the amount paid by the individual = 22000×0.3% = 66 yuan. In case of unemployment, the amount of unemployment benefits received is related to the contribution period and local policies.
- Work - related injury insurance:
- The employer pays according to the industry risk category, with a rate ranging from 0.2% - 1.9%. For example, if the industry rate is 0.5%, the amount paid by the employer = 22000×0.5% = 110 yuan. If an employee suffers a work - related injury, work - related injury insurance will cover medical expenses, disability compensation, etc. according to regulations.
- Maternity insurance:
- The employer pays at a rate of 1%, so the amount paid by the employer = 22000×1% = 220 yuan. Female employees can enjoy maternity leave pay, medical expenses for childbirth, etc.
In conclusion, the amount received from social security with a base of 22000 in Lianyungang depends on the specific insurance type, contribution period, and relevant policy regulations. It's best to consult the local social security department for the most accurate and detailed information.
