In Jiangsu Lianyungang, a social security base of 6400 falls within the intermediate range of the local social security payment base. Here's a breakdown:
- Comparison with the upper and lower limits: As of 2024, the upper limit of the social security payment base in Lianyungang is 24396 yuan, and the lower limit is 4879 yuan. 6400 yuan is higher than the lower limit, which means it is not the minimum standard for social security payment. At the same time, it is far lower than the upper limit, indicating that it is not a high - end payment level either.
- Position in the payment grade: In Lianyungang, the social security payment base usually has multiple grades. For example, in 2024, there are grades such as 3800 yuan, 5000 yuan, 6000 yuan, 7000 yuan, etc. 6400 yuan is close to the grade of 6000 yuan, which is at a medium - level position in the payment grade.
- Impact on personal contributions: The social security base of 6400 yuan directly affects the amount of personal social security contributions. Taking pension insurance as an example, if the personal contribution rate is 8%, then the monthly pension insurance contribution is 6400×8% = 512 yuan. For medical insurance, if the personal contribution rate is 2%, the monthly medical insurance contribution is 6400×2% = 128 yuan. And so on for other types of social insurance. The higher the payment base, the more personal contributions need to be paid, but the corresponding future social security benefits are also likely to be higher.
In general, a social security base of 6400 yuan in Lianyungang represents a medium - level social security payment standard. This standard will affect the amount of personal contributions and the corresponding future social security treatment levels. It is recommended that individuals understand relevant policies in detail according to their actual situation to make more appropriate social security payment choices.
